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Indebtedness in Early Adulthood : Causes and Remedies / edited by Jeanette Carlsson Hauff, Tommy Gärling, Ted Lindblom

Publisher	(Cham : Springer International Publishing : Imprint: Palgrave Macmillan)
Year	2019
Edition	1st ed. 2019.
Authors	Hauff, Jeanette Carlsson editor Gärling, Tommy editor Lindblom, Ted editor SpringerLink (Online service)

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Links to the text	Location	Volume	Call No.	Barcode No.	Status	Comments	ISBN	Printed	Restriction	Reserve
Links to the text	Library Off-campus access			OB00156758			9783030139964

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Material Type	E-Book
Media type	機械可読データファイル
Size	XVII, 187 p. 9 illus., 5 illus. in color : online resource
Notes	Part A. Introduction to Young Adults’ Indebtedness -- Chapter 1. Why Study Young Adults’ Indebtedness?; Jeanette Carlsson Hauff, Tommy Gärling, and Ted Lindblom -- Chapter 2. Indebtedness, Over-indebtedness and Wellbeing; Viktor Elliot and Ted Lindblom -- Chapter 3. The Loan Market—the Swedish Example; Jeanette Carlsson Hauff, Ted Lindblom, and Jonas Nilsson -- Part B. Psychological Factors Explaining Young Adults’ Indebtedness -- Chapter 4. Young Adults’ Attitude Toward Borrowing; Amelie Gamble, Tommy Gärling, and Patrik Michaelsen -- Chapter 5. Young Adults’ Consumption Desires, Feelings of Financial Scarcity, and Borrowing; Amelie Gamble, Tommy Gärling, and Patrik Michaelsen -- Part C. Financial Information and Young Adults’ Borrowing Decisions -- Chapter 6. Impacts of Loan Communication on Young Adults’ Borrowing; Jonas Nilsson and Jeanette Carlsson Hauff -- Chapter 7. Financial Literacy and Debt; Anders Carlander and Jeanette Carlsson Hauff -- Part D. Legislator Tools and Possibilities for Healthy Lending -- Chapter 8. Towards Soundness in Provision of Credits and Loans to Young Adults; Viktor Elliot and Ted Lindblom This book reviews problems with credit use and causes of indebtedness among young adults, while uncovering possibilities to encourage a healthier attitude towards loans in this segment of the population. Both consumption loans and mortgages are covered in order to adequately represent real-world credit use by young people about to enter adulthood. It focuses on three distinctive actors: the legislative authorities, the financial institution, most commonly a bank, and finally the individual borrower. More specifically, the book discusses the functioning of these three entities in the context of young adults borrowing behaviour, and would appeal to academics, researchers and students of financial institutions and banking HTTP:URL=https://doi.org/10.1007/978-3-030-13996-4
Subjects	LCSH:Financial services industry FREE:Financial Services
Classification	LCC:HG1501-3550 DC23:332.17
ID	8000060834
ISBN	9783030139964