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MicroFinTech : Expanding Financial Inclusion with Cost-Cutting Innovation / by Roberto Moro-Visconti
(Palgrave Studies in Financial Services Technology. ISSN:26625091)

Publisher (Cham : Springer International Publishing : Imprint: Palgrave Macmillan)
Year 2021
Edition 1st ed. 2021.
Authors *Moro-Visconti, Roberto author
SpringerLink (Online service)

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OB00161981 Springer Business and Management eBooks (電子ブック) 9783030803940

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Material Type E-Book
Media type 機械可読データファイル
Size XI, 272 p. 50 illus., 43 illus. in color : online resource
Notes Chapter 1 -- Introduction_ Chapter 2 -- The Microfinance Background _Chapter 3 -- Microfinance Issue _Chapter 4 -- The Impact of Technology on Microfinance_ Chapter 5 -- FinTechs _Chapter 6 -- MicroFinTech Applications_ Chapter 7 -- Conclusion
Microfinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to “MicroFinTech” - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off
HTTP:URL=https://doi.org/10.1007/978-3-030-80394-0
Subjects LCSH:Financial engineering
LCSH:Financial services industry
LCSH:Economic development
FREE:Financial Technology and Innovation
FREE:Financial Services
FREE:Economic Development, Innovation and Growth
Classification LCC:HG176.7
DC23:332
DC23:658.15
ID 8000077148
ISBN 9783030803940

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